Georgia's largest bankruptcy filer | 770 488 9302
If you are struggling financially this holiday season, you are not alone. Many people living in Atlanta and the surrounding area are wondering what to do about the growing mountain of debt they are facing. If your debt is out of control and you aren’t sure what to do, bankruptcy may be an option.
Creating a budget is a huge step to financial freedom but creating one and creating one that you can actually stick to are two different things. Use our helpful steps to create a budget that works for you and one that you can be successful with.
Depending on your Chapter 13 bankruptcy arrangements, you may find yourself without a car or, during your years of repayment, you may need a new car. … which often means a new car loan. Because a vehicle is often required for work or family purposes, you will have a chance to buy one if necessary. Here are the important steps in the process!
If you feel like you’re drowning financially with no hope in sight, then bankruptcy may be the solution, but what are the rules? The process is complex and overwhelming for some, which is why you hire an attorney to do most of the legwork. You can save time and money, however; by avoiding some common errors when getting ready to file.
If you are looking into college and do not yet know how you are going to pay for it, then you are likely considering a student loan. It is a popular way to pay for college these days but before you sign the contract on one, you need to explore your options. There are several categories of student loans and they are not all created equally. View these types of student loans so you can better choose the right one for your needs.
Summer is coming and that is great for your children but you may be dreading it. That is because instead of being at school all day, they will be at home and they will want to do all kinds of things. The problem with that is that it can get to be very expensive to fund all of these extra activities throughout the summer. Fortunately, we have a few summer fun ideas that will keep your children happy and entertained while letting you have some financial peace.
While a Chapter 7 bankruptcy is often consider the fastest form of personal bankruptcy, that doesn’t mean it happens immediately. As the proceedings continue, you may find yourself waiting for court dates to be set, creditors to meet, paperwork to be filed, and so on. What should you do with this time on your hands? Here’s what you should know.
The decision to explore bankruptcy as a solution to serious financial problems is a difficult step to take. Sometimes our clients find themselves in a precarious financial position through no fault of their own and find that bankruptcy is the most sensible solution to their financial difficulties. Chapter 7 bankruptcy is available to individuals who meet specific income criteria.
You may have heard that a Chapter 7 bankruptcy discharges all of your debts. A discharge removes all legal responsibility of the debtor to pay the debt. A creditor may no longer seek repayment on discharged debt. While many debts can be discharged through a completed Chapter 7 bankruptcy, some debts are not eligible to be discharged.
The tighter your financial situation is, the more important it is to budget everything, including your utility bills. In most parts of the country, gas and electric can vary widely from month to month. Gas bills can double over a very cold snap and electric bills can be a fraction of the price when there’s no need for air conditioning. Click here to read more »
Having a budget is a great way to save money and eliminate unnecessary spending. Having a budget is scary to some people while others know no other way. No matter your experience with it, there are ways to budget and save even more or make sure that you can stick to it. Follow these tips to start saving or save even more. Click here to read more »
Very few people have all the money they would like. No matter what your income, though, you can set reasonable goals in order to better your financial position during the coming year.
Three of the most pressing financial issues that face families, especially young families, today are:
Financial issues carry an inherent stigma. People are often embarrassed when they can’t make their bills or afford something they need. The problem for most people who hit a crisis state with their finances is that they didn’t take action at the earliest stages of the problem.
Some people know that they have financial troubles and are afraid to really look at their spending so they don’t realize how bad it is. The only way to get ahead of your budget and begin to save is to face your finances honestly.
Are you constantly financially stressed? Do you need help starting new financial habits. Look no further, Clark & Washington has compiled 3 tips to help you find financial freedom. Contact us with more questions.
It is difficult to plan for the unknown but there are ways to do it when it comes to medical expenses. You can prepare yourself for them in several ways. It is an important thing to do because medical expenses are one of the most common reasons people end up filing for bankruptcy. You do not want to become another person who is the victim of uncontrollable medical expenses. Instead, plan for them so you can easily handle the situation and only focus on your health.
Another summer is almost over. With back to school season upon us, it is a good opportunity to have a discussion about something that keeps jumping out of your wallet – money. Expenses to have your child participate in school-based sports programs are on the rise. Some analysts attribute the cost to be as much as a 5 percent bite out of your annual family income.
Participating in school-based sports is an important and exciting time in a child’s life and should be enjoyed to the utmost by both participant and parent. However, a crucial part of planning for your child’s athletic journey is to consider the enormous expenditures involved, as it concerns your finances.
Bankruptcy was put into place for people that were not able to meet their financial obligations. It protects them from the creditors contacting them to pay the bills they are unable to.
When trying to determine whether bankruptcy is right for you, there are 5 things you need to know about filing for bankruptcy.
