Making the decision to file for bankruptcy should never be taken lightly. When you have the right professionals by your side to help you through that process, it is possible to make the right decision for yourself and your financial future. Working with Georgia’s premier bankruptcy attorneys can help you to start on the right path. Consider a few key aspects of filing bankruptcy now.
Why Should You Consider Bankruptcy?
Bankruptcy is a fresh start that comes at a price. That is, you will have difficulty obtaining credit for some time. When you do, interest rates may be higher at least for a short amount of time. However, the benefits often outweigh the temporary consequences.
- Are you making just minimum payments now? It could take you 10 years or longer to pay off that debt and it may be significantly more than you borrowed.
- Would you be financially stable if you were able to remove the excess debt? If so, that could mean better opportunities for your future including the ability to build savings.
- Long-term repayment of debt continues to hurt you for years especially if you make payments late or have a high balance on your overall debt. Bankruptcy gives you that fresh start now.
When appropriate, bankruptcy can open the door for many people to establish financial health. It does not matter why you are in this position. What is most important is how you deal with it now to achieve your best possible outcome in the future.
Find Out How Easy It Can Be
Having the right help can make all of the difference in your financial future. Many rules have changed to make it a bit easier and more affordable to file for bankruptcy. Here are a few things you should know.
- You may be able to file Chapter 7 bankruptcy in Atlanta right away and not have to pay any money upfront – zero money down is an option for many people.
- You may pay a $78 filing fee to start the process. The total filing fee for bankruptcy is $313 and that must be paid within 60 days.
- You do not have to have an office visit to get started. You may be able to file over the phone right away without having to come in for long meetings or difficult hearings.
When you are unsure if you should file for bankruptcy and if this is the right time for you to achieve your goals, reach out to a bankruptcy attorney in Georgia to learn more. You can learn more about your options in filing bankruptcy including the benefits and opportunities it can provide to you. You will also learn about the consequences of filing as well as the necessary steps you need to take to file. Over a few short conversations, you will know as much as possible about the process and be ready to make a decision for your future. There’s no pressure to make that decision – but you will have the support you need and all of the answers to your questions.
Hire Georgia’s Largest Bankruptcy Filer
Clark and Washington are Georgia’s premier bankruptcy attorneys. We are committed to helping to make the bankruptcy process as easy to manage as possible for your needs. Reach to us now to learn more about the options you have and find out how to get started. There’s no pressure to file. Reach out now to learn more about your options.