No matter who you are, it is probably safe to say that you have been impacted by COVID-19 in some way. While many people in Georgia worked every day on the frontline in our hospitals, grocery stores, and as emergency first responders – there were also many Georgians that lost their jobs and were left without an income during these unprecedented times.

Fortunately, the experienced Chapter 13 bankruptcy attorneys in Atlanta at Clark & Washington can help you during this difficult situation. We understand that unique times call for unique solutions, so we are prepared to help you get through the pandemic and the financial hardships brought about by it.

Our Georgia Attorneys Have the Bankruptcy Experience You Need to Get You Through the Pandemic

The team at Clark & Washington Attorneys and Counselors at Law, has been helping Atlanta area bankruptcy clients since 1983 and truly knows how difficult it can be and how scary it is to be in a situation where you can’t pay your bills or take care of your family…and through no fault of your own.   

According to Chapter 13 bankruptcy attorneys at Clark & Washington in Atlanta, GA, filing for bankruptcy might look a little different during the pandemic, but it is still a viable solution that should be considered at this difficult time. Our team of legal professionals is here to help file your Chapter 13 paperwork and answer any questions you may have.   

Tips for Filing Bankruptcy During a Pandemic

  1. Typically, a bankruptcy attorney is required to have the original signature from the client on the petition to file for bankruptcy. Due to the COVID-19 pandemic, however, Clark & Washington can file your bankruptcy over the phone with $0 down options and no office visit required.
  2. The usual required meeting of creditors under Section 341 of the Bankruptcy Code is waived during the pandemic. The U.S. Trustee Program requires that these meetings be conducted via phone or other remote communication. Bankruptcy courts are changing operating procedures and are utilizing technology to accomplish the proceedings.
  3. The federal Coronavirus Aid, Relief, and Economic Security (CARES) Act has allowed for modification of bankruptcy rules that will expire on March 27, 2021. Changes in repayment plans for Chapter 13 filers as well as debt limits have changed. Contact a Chapter 13 bankruptcy lawyer at Clark & Washington Attorneys and Counselors at Law for professional assistance.
  4. Stimulus checks as well as other federal payments due to COVID-19 are not considered disposable income under Chapter 13, so this will not affect your ability to file for bankruptcy.

Other Common Chapter 13 Bankruptcy Benefits

  • Allows you to keep your home
  • Reduces income taxes
  • Resolves credit card debt
  • Avoids wage garnishment
  • May stop repossession


At Clark & Washington our Chapter 13 bankruptcy attorneys are skilled professionals who are readily available to walk you through every aspect of the court process from beginning to end, including preparing all of the needed documentation that is required during this difficult time.

You can trust our legal team to help you and your family get your finances in order for future success. Contact us today at (770) 488-9300 or visit us online here for more info.