E.L. Clark

I always recommend a friendly, free, no obligation consultation.

Does Bankruptcy Clear Tax Debt?

Some tax debt can be eliminated through bankruptcy. However, the majority of what you owe to the IRS or a state tax agency will probably have to be paid. It’s important to work closely with an experienced tax and legal professional who understands the nuances of discharging tax debt through bankruptcy. They can help you navigate the legal issues that will arise when you file for bankruptcy and try to clear your tax debt.

Click here to read more »

Does Chapter 13 Bankruptcy Stop Foreclosure?

Bankruptcy can be used to stop foreclosure permanently or temporarily. When you file for bankruptcy, an automatic stay will be issued, which will force your home credit company to stop all collection actions, including foreclosure. You will have additional time in your home to catch up on payments.

Click here to read more »

Can You File Bankruptcy on Medical Bills?

Yes, you can have most or all your medical bills eliminated through personal bankruptcy. In fact, medical bills are one of the primary reasons that individuals seek bankruptcy. You can get rid of medical debt and start fresh through Chapter 7 or Chapter 13 bankruptcy.

Click here to read more »

Can You Buy a House After Bankruptcy?

Yes, you can buy a house after bankruptcy. A bankruptcy is not a permanent black mark that prevents you from financial normalcy. However, you’ll want to know more about the process before jumping into new debt like a mortgage.

Click here to read more »

How Long Does Chapter 7 Bankruptcy Last?

A Chapter 7 is one of the fastest routes through bankruptcy, taking as little as four to six months to complete in many cases. However, it will remain on your credit report for up to 10 years after the date that you filed. Thus, Chapter 7 can offer fast relief, but it will still have some consequences for long after you receive a discharge of debts.

Click here to read more »

How Many Times Can You File Bankruptcy?

There are no limits on how many times you can file bankruptcy. However, there are wait times between when you can file another Chapter 7 or Chapter 13 personal bankruptcy. Further, filing bankruptcy multiple times may have consequences on your credit.

Click here to read more »

Past Due Utility Bills and Bankruptcy Explained

When an individual files for bankruptcy protection, they commonly do so by filing with Chapter 7 of the bankruptcy code. This affords the opportunity for liquidation, which provides relief to people regardless of the overall amount of money they owe or (in most cases) who they owe it to.

Click here to read more »

Is Filing for Bankruptcy Common in Georgia?

When someone files for bankruptcy, they typically do so because they’re looking for something of a “fresh start” when it comes to their existing debts and credit. Maybe a series of unfortunate financial decisions over the years has led them to the position they are now facing. Perhaps it was a matter of circumstance – they were a victim of larger situations (like economic activity) that are largely beyond their control.

Click here to read more »

Financial Situations That Could Call For Chapter 7 Bankruptcy

Chapter 7 bankruptcy is a financial tool for those who have become unable to pay their debts. If approved, some types of debts no longer require repayment, allowing the individual to have a fresh financial start. Click here to read more »

Rebuilding Credit After a Chapter 13 Bankruptcy

Also commonly referred to as a “Wage Earner’s Plan,” Chapter 13 is a specific type of bankruptcy filing that is designed for those with a regular source of income. It’s a chance to come up with a long-term plan to repay all – or even some – of the debts they have incurred over time.

Click here to read more »

Will I Lose My House If I File Bankruptcy?

You may be considering filing for bankruptcy but are worried about losing your house if you do.

Click here to read more »

What Happens When A Co-Signer Files Chapter 7 Bankruptcy?

People who have poor credit or a limited credit history may choose to apply for a loan using a cosigner. When agreeing to become a co-signer, the applicant with stronger credit takes on the legal obligation to pay the debt incurred by the primary applicant in case of default. A common example of this scenario is when a parent co-signs a loan for a young adult child’s first car or student loan.

Click here to read more »

What Should I Expect From My Bankruptcy Lawyer

Filing for bankruptcy might be your answer to getting out from under crushing debt. It is not an easy process, though. There are complex legal filings necessary to complete a bankruptcy, which is why you will likely need a lawyer. Finding the right one is critical to your success, though. 

Click here to read more »

Need to File Bankruptcy? Know Your Options!

Struggling to pay back your debt? Feel like you’ll never experience financial freedom? If you’re feeling overwhelmed by seemingly insurmountable debt, the good news is that you have options. For many individuals and business owners alike, filing for bankruptcy can help to alleviate much of the stress that comes along with excess debt.

Click here to read more »

Steps to Filing Chapter 7 Bankruptcy

Do you feel overwhelmed with debt? Do you avoid answering the phone or opening your mail hoping to avoid the bill collectors? If so, filing for Chapter 7 bankruptcy may be the answer you are looking for.

Click here to read more »

Six Steps to Follow When Filing Chapter 13 Bankruptcy

Filing for Chapter 13 bankruptcy in Georgia is a process governed by federal law, not state law. This is not to say, however, that Georgia law isn’t part of Chapter 13 bankruptcies filed in the state. In fact, it is these laws that outline the property that can be protected from liquidation. 

Click here to read more »

Reasons You Need Our Help Filing for Bankruptcy

Bankruptcy can help you get a new start on your finances when you have a significant amount of debt. Although filing for bankruptcy without an attorney is an option, this could lead to problems or complications with your case, which can end up costing you more.

Click here to read more »

The Effect of COVID-19 on Bankruptcy Filings

COVID-19 plunged the world into an economic and health crisis unlike any seen to date. According to long-held views by economists, the rates of businesses filing for bankruptcy is influenced by economic activity — or lack thereof. Over the last two years, a range of companies across a diverse number of industries, such as energy, commercial real estate, food service and restaurant, travel and leisure, communications, retail and more, have filed for bankruptcy. 

Click here to read more »

Common Chapter 7 Bankruptcy Questions Answered

You are bound to have a lot of questions if you are considering filing for Chapter 7 bankruptcy in Georgia. As the largest bankruptcy filer in the state, Clark & Washington, PC has the answers you need. We provide answers to the most frequently asked questions about Chapter 7 bankruptcy below.

Click here to read more »

Chapter 13 Bankruptcy Q&A

Deciding to file for Chapter 13 bankruptcy is a big step, and you want to feel confident that you are doing the right thing. Clark & Washington, PC, the largest bankruptcy filers in Georgia, provide answers to the four most frequently asked questions in this article that should help you know whether Chapter 13 bankruptcy is the best debt relief option for you.

Click here to read more »

Book Now

Due to COVID-19, We Can Now File Your Bankruptcy Over The Phone With $0 Down Options. No Office Visit Required.

Schedule Now
X myStickymenu