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E.L. Clark

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Ways to Avoid Bankruptcy

Bankruptcy may seem like it is inevitable but there are a few strategies you can try before filing. Follow some of these steps before you decide that bankruptcy is the only option left.

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Can Bankruptcy Courts Take Away Your Social Media Accounts?

Millions of people file for bankruptcy each year for various reasons. Bankruptcy is a situation in which a consumer does not have the ability to pay back his or her debts. Common reasons for bankruptcy are divorce, loss of job, family changes and disability. Two main types of bankruptcy exist for individual consumers. Chapter 13 is a chapter of bankruptcy that requires that the person pay some of the debt back. The person will have to create a repayment arrangement that the creditors will find appealing. A Chapter 7 bankruptcy is another chapter that people refer to sometimes as the liquidation chapter. Creditors and debtors can come to agreements on items that the debtor will offer to the creditors. Businesses filed chapters 10 and 11 bankruptcy. The following are some of the things that creditors are allowed to claim:

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