Is there a way to be rid of your seemingly insurmountable debt? You may not know how to pay your house payment, other bills, buy groceries, purchase medicine, avoid those debt collectors that call at all hours and you don’t want your credit ruined. There are alternatives. There are times, however, bankruptcy may be the best solution for some people. According to the Knoxville News Sentinel, Tennessee led the nation last year in bankruptcy filings per capita, even though the number, 4,137, was nine percent less than in 2013.

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