E.L. Clark

I always recommend a friendly, free, no obligation consultation.

Filing for Bankruptcy in a Suburb: Do the Neighbors Really Need to Know?

Snooping Neighbor (small)Bankruptcy carries a stigma that is unwarranted. This legal process simply allows you to get out from under onerous debt and gives you a fresh start. In many cases, the only people who know about your bankruptcy are your legal team and your immediate family. Your mail carrier may know as well, but they’ve been delivering your dunning and collections notices for years and pretty much know what’s up with every family on the block.

Deciding who to tell about your bankruptcy is up to you; people may be a lot less interested in your finances than you think, particularly if you don’t seem shamed or embarrassed by this common process.

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Can Bankruptcy Courts Take Away Your Social Media Accounts?

Millions of people file for bankruptcy each year for various reasons. Bankruptcy is a situation in which a consumer does not have the ability to pay back his or her debts. Common reasons for bankruptcy are divorce, loss of job, family changes and disability. Two main types of bankruptcy exist for individual consumers. Chapter 13 is a chapter of bankruptcy that requires that the person pay some of the debt back. The person will have to create a repayment arrangement that the creditors will find appealing. A Chapter 7 bankruptcy is another chapter that people refer to sometimes as the liquidation chapter. Creditors and debtors can come to agreements on items that the debtor will offer to the creditors. Businesses filed chapters 10 and 11 bankruptcy. The following are some of the things that creditors are allowed to claim:

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How Long Does Bankruptcy Stay on my Record?

Bankruptcy is not often a person’s first choice when it comes to resolving financial matters. Declaring bankruptcy can seem daunting but when you know and understand all the steps and that it is possible to keep your home, it can seem a little less scary.

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Due to COVID-19, We Can Now File Your Bankruptcy Over The Phone With $0 Down Options. No Office Visit Required.