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If you’re struggling with insurmountable debt, then you may be considering the option of filing for bankruptcy. When it comes to bankruptcy, however, there are two main types to consider: Chapter 7 and Chapter 13. Both have their potential advantages and drawbacks, and which option is best for you can vary greatly based on your financial situation.
Chapter 7 Bankruptcy is the form of bankruptcy that is often referred to as a fresh-start bankruptcy because it eliminates most non-secured debt by liquidating excess assets in order to pay off creditors as you can afford to.
At Clark & Washington Attorneys at Law in Atlanta, GA, we understand that the decision to file is not always an easy one, and the process can be even more difficult. Missing pieces can mean failure, but we are committed to keeping you on the right track.
If you are going to file for a divorce and your finances are in shambles, you might already be thinking about bankruptcy in order to stabilize your financial future.
Curious about whether you can benefit from a chapter 7 attorney? Read on to determine your level of need, and commit to getting yourself the most professional expertise you can before moving forward with this big step.
Filing for bankruptcy is sometimes the best path to realizing a clearer financial future. However, if you are the co-signer on any debts with someone who ends up filing for Chapter 7 bankruptcy, your own financial security may be threatened. Understanding your responsibilities when a co-signer files Chapter 7 bankruptcy is crucial to avoiding being encumbered with an unexpected debt.
If you live in the Atlanta metro area and are struggling financially, perhaps you have recently considered the option of filing for Chapter 7 or Chapter 13 bankruptcy. If you have questions about filing for bankruptcy, contact our experienced attorneys for answers.
If you are considering filing for bankruptcy in Georgia, you need to know how much of your property you can protect through exemptions.
It can be difficult to come to terms with the fact that you need to file for bankruptcy. Once you have made the decision, however, you will need to be aware of the steps you’ll need to take. Knowing these steps can greatly benefit you and help you stay organized in the process.
There is no legal requirement for you to use an attorney for any bankruptcy proceedings, but that doesn’t mean you shouldn’t seek the services of a qualified professional. Even though it’s not a requirement, having an attorney while filing for bankruptcy is something you should definitely consider doing.
The United States has recently been hit hard by a series of store closures from iconic brand names. Unfortunately, the Atlanta area has not been immune from this spate of bad news.
If you are thinking about filing bankruptcy, you might be wondering who will be able to view the details of your filing. Filing a bankruptcy is a public record, and the creditor’s hearing is open to the public. So what exactly does the bankruptcy being a matter of public record mean for you?
Most people choose Chapter 7 in the first place because they are overwhelmed financially – and this situation can include tax liens. It is important to understand how liens work when it comes to bankruptcy, so you can make the best possible decision for yourself and your family.
If you’re facing foreclosure, filing Chapter 7 bankruptcy may be an option you are considering to help your situation. Depending on your circumstances, a Chapter 7 filing may indeed be the relief you’re looking for.
If you are seriously considering filing for Chapter 7 bankruptcy, it stands to reason that your financial situation is dire. The main reason that people would file for Chapter 7 without hiring an attorney is to avoid the attorney’s fees.
At Clark & Washington, we understand that there may come a time when you can no longer pay your bills and you need to find a way out. If you are trying to make the minimum payments on your credit cards and you continue to get behind on your bills, it’s time to consider filing for bankruptcy.
If you are considering filing for bankruptcy and you currently have a pension in place, it is only natural to wonder if your pension will be safe. Currently, there is broad protection for pensions under the law.
There are many different kinds of debts, and when it comes to bankruptcy, they are not all treated the same.
Filing bankruptcy does not mean you will automatically lose your home. In fact, the automatic stay provided when you file for bankruptcy could prevent your home from going into foreclosure. Click here to read more »
If you are considering filing for bankruptcy or already have, you want to do everything in your power to follow the law.
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