Are you have some financial trouble? Are you worried or ashamed or embarrassed about the possibility of filing for bankruptcy?
At Clark & Washington, we understand that there are stigmas associated with bankruptcy. We want to debunk these myths.
No one is immune to financial trouble, even celebrities. Read this list of celebrities that have declared bankruptcy and bounced back from it successfully. Life after bankruptcy is very possible, as these celebrities have shown us!
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Are you struggling with your finances and having trouble keeping up with your bills? Do you avoid creditors because you know you can’t pay them? Have you thought about filing for bankruptcy but are concerned about the stigma that goes along with it?
If you have answered yes, it’s time to debunk those myths. There is no shame in declaring bankruptcy; instead, it demonstrates you want a fresh start in life. Here are three reasons bankruptcy is a good thing and shows how much you care.
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It might require a lot of creativity, but there are a number of ways to enjoy family outings — even eating out — and still adhere to a strict budget.
Set aside a specific dollar amount in your weekly budget for “fun” and then make a special effort to schedule the time to enjoy it. It’s especially important when you are having financial difficulties to maintain close relationships with family and friends.
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The decision to file for bankruptcy should never be taken lightly, but if you are exploring that step as a solution to severe financial difficulty, take the time to tackle the details early in the process.
Your first step should be to schedule an initial consultation with a trained and trusted bankruptcy attorney. As you probably know, there are various types of bankruptcy, and specific requirements, timetables and limitations that vary from one state to another. Your legal adviser will answer all your questions, and tell you about the checklist of documents you will be required to provide. You might also gain insight into other possible options. No matter where you currently are along the path toward bankruptcy, remember that the actual filing takes time. There is no “one size fits all” form of bankruptcy, and you must be comfortable working with your attorney throughout the process.
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Bankruptcy proceedings can be confusing and stressful. The only thing that can make the process easier is help. Rely on an experienced bankruptcy attorney to move through your case quickly and efficiently. Read on to discover three reasons you will be thankful for representation:
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Bankruptcy is a scary step, but the fresh start afterwards allows both companies and individuals the opportunity to grow and thrive once again. Filing for bankruptcy protection doesn’t mean you are doomed, or that you have failed; it just gives you the chance to reorganize and build on your remaining strengths as best you can. The businesses below filed for bankruptcy for a variety of reasons and emerged from the process stronger than ever.
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Bankruptcy is a scary word and there are a million assumptions about the process that are just not accurate. For someone in a dire financial situation, the most important thing they need to do is remain calm and learn their options before making any decisions. If you’ve never looked into bankruptcy in a serious way, you may have some preconceived notions that aren’t accurate. People repeat these things so often that many assume the gossip is an accurate representation. And the gossip always makes things more dire than they are in reality.
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Filing for bankruptcy is never a decision that is made lightly. It’s important to realize that bankruptcy will have an effect on your kids as well as you. If they’re old enough to understand the general concept, it’s wise to be as upfront and honest as possible with them about what bankruptcy will mean for the entire family. Remember, while most people approach the bankruptcy process with fear and trepidation, it represents a path forward to a better financial future for you and your family. The process of filing for bankruptcy protection was created to offer hope to those in serious financial trouble. If you look at the process this way, it’s likely that your kids will pick up on it, too.
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If you and your spouse are considering bankruptcy as an option for your financial woes, you likely have many questions. One of the most common questions involves whether two people are required to both file bankruptcy if they are married. While the final answer to this question varies depending on your individual circumstances, there are some general considerations to keep in mind.
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Bankruptcy filings continue to climb with more than 1.5 million people doing so every year. While it might not seem surprising that so many people are turning to bankruptcy given the current economy, the reasons for such filings are as varied as the people themselves. Here, in no certain order, are the top reasons people go bankrupt.
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When you are facing a life event such as bankruptcy, you need someone you can trust to guide you through the process — someone to make sure you are comfortable and aware of each step that you need to take. The attorneys and staff with Clark & Washington are available to help you navigate through the various steps and will help you arrive at a debt-free destination.
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The American founding fathers included bankruptcy in the Constitution to help people facing financial problems maintain their freedom. Most individuals overwhelmed with debts realize eventually that they cannot enjoy life. There is always the concern about creditor calls, wage garnishments and foreclosures. It may seem that there is nothing one can do to end the tide of debt.
So, to provide relief there is Chapter 7 Bankruptcy. This program is fairly straightforward and requires the filing of paperwork that a firm, such as Clark & Washington, can help the petitioners complete. It is important to get legal help because any mistakes might delay the process, allowing creditors to take action. Getting things done in a timely fashion results in a stay of payments, meaning the client can relax a bit until the court settles things. In most cases, there is only one time that the debtor has to even visit the federal courthouse.
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Continue on to see a visual representation of the differences and similarities between Chapter 7 and Chapter 13 bankruptcy. For help understanding or questions about your specific case, contact us today.
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You’ve Filed for bankruptcy in Georgia and your case is over. What do you do now? How do you reset, start fresh and regain credit after bankruptcy? These five tips will get you started on life after bankruptcy.
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Filing for bankruptcy can be incredibly stressful and can put you on the edge. Stress is useless and can make the entire process even more difficult. Instead of mulling over what is happening with your bankruptcy petition, relax, unwind and relieve some of the stress of starting over financially. Clark & Washington offers four tips here:
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Bankruptcy was put into place for people that were not able to meet their financial obligations. It protects them from the creditors contacting them to pay the bills they are unable to.
When trying to determine whether bankruptcy is right for you, there are 5 things you need to know about filing for bankruptcy.
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