Bankruptcy proceedings can be confusing and stressful. The only thing that can make the process easier is help. Rely on an experienced bankruptcy attorney to move through your case quickly and efficiently. Read on to discover three reasons you will be thankful for representation:
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Financial issues carry an inherent stigma. People are often embarrassed when they can’t make their bills or afford something they need. The problem for most people who hit a crisis state with their finances is that they didn’t take action at the earliest stages of the problem.
Some people know that they have financial troubles and are afraid to really look at their spending so they don’t realize how bad it is. The only way to get ahead of your budget and begin to save is to face your finances honestly.
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If you are afraid that you’ll soon lose your home to foreclosure, don’t panic. Clark and Washington can help you and your family keep your home. Our bankruptcy law firm is here to evaluate your personal financial situation and provide advice as to how you can prevent a life-altering foreclosure.
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Bankruptcy is a scary step, but the fresh start afterwards allows both companies and individuals the opportunity to grow and thrive once again. Filing for bankruptcy protection doesn’t mean you are doomed, or that you have failed; it just gives you the chance to reorganize and build on your remaining strengths as best you can. The businesses below filed for bankruptcy for a variety of reasons and emerged from the process stronger than ever.
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There are pros and cons to both loans and credit cards. Most people already have one of the two or perhaps both but before you get any more, knowing their similarities and differences can help you decide on which one is best for you. When it comes down to it, it really depends on the specific situation.
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Bankruptcy is a scary word and there are a million assumptions about the process that are just not accurate. For someone in a dire financial situation, the most important thing they need to do is remain calm and learn their options before making any decisions. If you’ve never looked into bankruptcy in a serious way, you may have some preconceived notions that aren’t accurate. People repeat these things so often that many assume the gossip is an accurate representation. And the gossip always makes things more dire than they are in reality.
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Are you constantly financially stressed? Do you need help starting new financial habits. Look no further, Clark & Washington has compiled 3 tips to help you find financial freedom. Contact us with more questions.
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If you are constantly overwhelmed by debts and bills, are being harassed regularly by collectors and need to get a fresh start, bankruptcy could be the answer. Depending on your personal situation, the bankruptcy process could help you start over and leave many of your troubling and longstanding financial problems behind. If you are in the Atlanta area, there’s a Clark & Washington office near you, ready to help you begin your bankruptcy journey.
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It is difficult to plan for the unknown but there are ways to do it when it comes to medical expenses. You can prepare yourself for them in several ways. It is an important thing to do because medical expenses are one of the most common reasons people end up filing for bankruptcy. You do not want to become another person who is the victim of uncontrollable medical expenses. Instead, plan for them so you can easily handle the situation and only focus on your health.
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Filing for bankruptcy is never a decision that is made lightly. It’s important to realize that bankruptcy will have an effect on your kids as well as you. If they’re old enough to understand the general concept, it’s wise to be as upfront and honest as possible with them about what bankruptcy will mean for the entire family. Remember, while most people approach the bankruptcy process with fear and trepidation, it represents a path forward to a better financial future for you and your family. The process of filing for bankruptcy protection was created to offer hope to those in serious financial trouble. If you look at the process this way, it’s likely that your kids will pick up on it, too.
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If you and your spouse are considering bankruptcy as an option for your financial woes, you likely have many questions. One of the most common questions involves whether two people are required to both file bankruptcy if they are married. While the final answer to this question varies depending on your individual circumstances, there are some general considerations to keep in mind.
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Bankruptcy is not only a huge financial set back but also an emotional one. The first thing you need to keep in mind while getting back on track both financially and emotional is that people make mistakes. You are not the first, nor will you be the last person to file bankruptcy.
Now, it’s time you get up, brush yourself off and start picking up the pieces. Keep your chin up and it helps to surround yourself with people who understand, are emotionally supportive and that are nonjudgmental.
Clark & Washington has five tips to share with you, to help you achieve a healthier financial situation after your bankruptcy and get you back on the right financial path.
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It likely goes without saying that financial burdens and debt may be one of the top reasons couples choose to get divorced. Are you and your spouse divided over divorce and bankruptcy problems? Let Clark & Washington, the personal bankruptcy experts in the Southeast, answer all your questions about divorce and bankruptcy, including which should come first.
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Bankruptcy filings continue to climb with more than 1.5 million people doing so every year. While it might not seem surprising that so many people are turning to bankruptcy given the current economy, the reasons for such filings are as varied as the people themselves. Here, in no certain order, are the top reasons people go bankrupt.
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When you are facing a life event such as bankruptcy, you need someone you can trust to guide you through the process — someone to make sure you are comfortable and aware of each step that you need to take. The attorneys and staff with Clark & Washington are available to help you navigate through the various steps and will help you arrive at a debt-free destination.
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The American founding fathers included bankruptcy in the Constitution to help people facing financial problems maintain their freedom. Most individuals overwhelmed with debts realize eventually that they cannot enjoy life. There is always the concern about creditor calls, wage garnishments and foreclosures. It may seem that there is nothing one can do to end the tide of debt.
So, to provide relief there is Chapter 7 Bankruptcy. This program is fairly straightforward and requires the filing of paperwork that a firm, such as Clark & Washington, can help the petitioners complete. It is important to get legal help because any mistakes might delay the process, allowing creditors to take action. Getting things done in a timely fashion results in a stay of payments, meaning the client can relax a bit until the court settles things. In most cases, there is only one time that the debtor has to even visit the federal courthouse.
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Bankruptcy is hard but you may be entitled to keep certain benefits in the state of Georgia. Let Clark & Washington help secure those benefits and contact us today.
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Continue on to see a visual representation of the differences and similarities between Chapter 7 and Chapter 13 bankruptcy. For help understanding or questions about your specific case, contact us today.
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You’ve Filed for bankruptcy in Georgia and your case is over. What do you do now? How do you reset, start fresh and regain credit after bankruptcy? These five tips will get you started on life after bankruptcy.
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After the celebration of high school graduation, heading off to college is the next step. With college comes the tackling of student loans and figuring out which are the best for you. Before signing your future financial status over to a loan provider, consider the following factors:
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