E.L. Clark

I always recommend a friendly, free, no obligation consultation.

Understanding Chapter 7 Bankruptcy in Georgia

If you are considering filing for bankruptcy in Georgia, you need to know how much of your property you can protect through exemptions.

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Steps to Take When Filing For Bankruptcy

It can be difficult to come to terms with the fact that you need to file for bankruptcy. Once you have made the decision, however, you will need to be aware of the steps you’ll need to take. Knowing these steps can greatly benefit you and help you stay organized in the process.

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Learn More About Chapter 13 in Georgia

There is no legal requirement for you to use an attorney for any bankruptcy proceedings, but that doesn’t mean you shouldn’t seek the services of a qualified professional. Even though it’s not a requirement, having an attorney while filing for bankruptcy is something you should definitely consider doing.

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Bankruptcy News Around Atlanta

The United States has recently been hit hard by a series of store closures from iconic brand names. Unfortunately, the Atlanta area has not been immune from this spate of bad news.

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Who Can View My Bankruptcy Record?

If you are thinking about filing bankruptcy, you might be wondering who will be able to view the details of your filing. Filing a bankruptcy is a public record, and the creditor’s hearing is open to the public. So what exactly does the bankruptcy being a matter of public record mean for you?

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Understanding Tax Liens and Bankruptcy

Most people choose Chapter 7 in the first place because they are overwhelmed financially – and this situation can include tax liens. It is important to understand how liens work when it comes to bankruptcy, so you can make the best possible decision for yourself and your family.

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What Do I Do If I Cannot Afford To File Bankruptcy?

If you’re a resident of Georgia considering filing for bankruptcy, you’re not alone. Each year thousands of people in the state go through the process. The district that includes the city of Atlanta has one of the highest rates of bankruptcy in the nation, with about half the filings being for Chapter 7.

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What Should I Do Before I File for Bankruptcy?

Before you file for bankruptcy, there are several things you should be doing. Bankruptcy can solve many debt problems, but it’s a serious decision that deserves adequate time and attention. For more information about bankruptcy, contact Clark and Washington.

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What Do I Need to Know About Refiling Bankruptcy in Georgia

When it comes to the number of times you’re allowed to refile bankruptcy in Georgia, there are no restrictions unless the court order states one. However, if your debts were dismissed in a previous bankruptcy, you must wait a specific amount of time before you can file again.

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What Happens When I File Chapter 7 While in Foreclosure

If you’re facing foreclosure, filing Chapter 7 bankruptcy may be an option you are considering to help your situation. Depending on your circumstances, a Chapter 7 filing may indeed be the relief you’re looking for.

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Chapter 7 Bankruptcy Issues to Consider

If you are seriously considering filing for Chapter 7 bankruptcy, it stands to reason that your financial situation is dire. The main reason that people would file for Chapter 7 without hiring an attorney is to avoid the attorney’s fees.

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Get Control of Your Finances: Decrease Your Holiday Stress

If you are struggling financially this holiday season, you are not alone. Many people living in Atlanta and the surrounding area are wondering what to do about the growing mountain of debt they are facing. If your debt is out of control and you aren’t sure what to do, bankruptcy may be an option.

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Bankruptcy Statistics Among Residents of Georgia

At Clark & Washington, we understand that there may come a time when you can no longer pay your bills and you need to find a way out. If you are trying to make the minimum payments on your credit cards and you continue to get behind on your bills, it’s time to consider filing for bankruptcy.

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Your Pension in Bankruptcy

If you are considering filing for bankruptcy and you currently have a pension in place, it is only natural to wonder if your pension will be safe. Currently, there is broad protection for pensions under the law.

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Types of Creditor Claims in Bankruptcy: Secured, Unsecured & Priority

There are many different kinds of debts, and when it comes to bankruptcy, they are not all treated the same.

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Will I lose My Home If I File for Bankruptcy?

Filing bankruptcy does not mean you will automatically lose your home. In fact, the automatic stay provided when you file for bankruptcy could prevent your home from going into foreclosure.  Click here to read more »

Hiding Assets in a Bankruptcy Can Cost You

If you are considering filing for bankruptcy or already have, you want to do everything in your power to follow the law.
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Top Reasons People Go Bankrupt

Bankruptcy is a scary word, and it can happen both over time or very fast. The causes of bankruptcy can vary from person to person but they usually revolve around the same things.  Click here to read more »

The Number One Cause of Bankruptcy: Medical Expenses

Medical expenses are rapidly increasing in the United States. With higher deductibles that are coming with insurance policies and Americans who are still without insurance, people are paying more out of their own pocket for health care than ever before.

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Which Debts Will Be Discharged In Chapter 7 Bankruptcy?

One component of bankruptcy that many people get confused about is what can and cannot be discharged from their debts. The common misconception is that all debt is discharged and this is simply not the case. The types of debt that can be discharged have a lot to do with the type of bankruptcy. Chapter 7 bankruptcy is the type of bankruptcy that has to do with discharging debts instead of simply paying them down. Before you file Chapter 7 Atlanta, you need to know if your debts are able to be removed from your record.

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